Being based in the heart of Southport Town Centre’s bustling business district at the junction of Eastbank Street & Lord Street, we’re ideally placed as the local mortgage broker for clients throughout Sefton, Merseyside & West Lancashire. Of course, many of our clients come from further afield but we do love to help our local neighbours get the funding for the house of their dreams.

But just why might you need a mortgage broker rather than just walking into one of the many local High Street Banks?

Well, banks are all very well, but on a retail level, they do rather expect you to fit in some easily defined pigeonholes. So if your circumstances are in anyway – even slightly – different to the norm, then that could lead to a rejection. And you really don’t want to have rejected mortgage applications & credit searches showing up on your credit file as they could further hamper you when talking to other lenders.

That’s why it’s a great idea to come and talk to us. With decades of experience in the market, we’ve seen it, done it and got the mortgage approved!

Listed buildings, bad credit histories, timber framed buildings, wanting to live in a flat above a shop, self-employed, business Director, foster parents and those wanting mortgages to run into their retirement years, all these are grist to the mill for us – call us on 01704 808286 and have a chat.

We very proud of our pier in Southport, it’s a kilometer long, Grade II listed and the second longest in the country! But that’s not the only great reason to live and work around here.

If you’re looking to move into – or within – the area, there’s plenty of local housing developments going on and in no particular order, here’s a few that are local to our Southport base. We’re not recommending any in particular as there’s plenty more than this so do your own research, drive around, pop some notes through doors and decide which areas you really like.

Based on the former site of WCF Distribution, better known to older residents as Harry Hague’s where generations of lorry drivers learnt their craft, the Briars Lock development lies nestled between the Leeds Liverpool canal and Briars Lane, the A5209, wending its way from the A59 on the  South side of Burscough, through Lathom and over Parbold Hill on its way to meet the M6 Motorway at Junction 27 making this a great location for those that love the rural life but need to travel for work or pleasure.

Burscough itself is a bustling town situated on the A59 which runs between Liverpool & Preston (and then onwards to the Pennines). Travelling through Ormskirk northwards brings the traveller into Burscough ‘Village’, renowned for its twin canal & railway bridges. Burscough itself was the site of the former HMS Ringtail, a naval aviation base during the war – now the site of a significant industrial & trading estate. There’s a good selection of local & artisan shops trading in the shadow of a relatively recent Tesco Supermarket and the art, retail & leisure experience of Burscough Wharf.

Staying in Burscough…

The Grange at Yew Tree Park is a new development by Redrow. Located just to the south of the village and running adjacent to the A59 & Higgins Lane, this major development features 2, 3 and 4 bedroom homes and is within easy reach of Ormskirk, Liverpool & Preston.

Speaking of Ormskirk, there’s plenty of new developments going on in & around this busy market town, now known as much for its student population as the still-famous gingerbread!

Highgrove Park is another Taylor Wimpey site, this time located on the A59 just as the road turns rural on the outskirts of Ormskirk at the start of the ‘long mile’ heading towards the Booths roundabout at Burscough.

And if commuting & motorway access is important for you then how about looking for a new home in Skelmersdale, close to the wooded slopes of Dalton & Ashurst Beacon yet perfectly astride the M58 motorway connecting Liverpool’s Seaforth docks with the M6, there’s several new developments to look at such as Dalton’s Way amongst others.

And closer still to our showroom, there’s the David Wilson Homes Pavilion Gardens site at Kew that you’ll pass if you head into Southport from the Ormskirk direction. Ideally located only a couple of miles from Southport’s railway station and within easy reach of the promenade, Victorian era genteel shopping canopies along Lord Street and the miles of beach, infamous for lack of water!

Other areas you should check out if new to the area should include Formby with it’s lovely pinewoods, home to a resident red squirrel population. Birkdale to the south end of Southport is a reminder of years gone by with a delightful shopping village, Churchtown on the opposite north side of Southport is a preserved village with botanic gardens and picture postcard rendered white shops & cottages.

Head out towards Crosby and you’ll find a stunning – and at times windswept – coastline, complete with renowned Another Place Iron men sculptures from Antony Gormley. Live by the coast and commute on Merseyrail’s Northern Line into the heart of Liverpool City Centre in 20 minutes or less.

No matter what size house you’re looking for, we can heartily recommend Sefton & West Lancs as a lovely place to work, play & live.